How SSI Can Help Disabled Children

Child with the motherIf a child is living with a disability, a parent can receive disability benefits to help them meet the additional medical and social costs associated with raising a child. Living with childhood disability can be expensive.

If a child has significant needs, a parent may not be able to work or could have to restrict their working hours to care for them. Children with medical diagnoses usually require more medical care than healthy children.

Supplementary Security Income (SSI) can help keep families with disabilities out of the financial quagmire.

In many areas, recipients of SSI will also be eligible for Medicaid, a provider of free or subsidized medical services.

Who is Eligible for SSI Disability?

You can obtain Social Security Disability for Children if:

  • They have a disability that causes severe limitations in their daily activities
  • They are terminally ill
  • They have deafness severe enough to cause communication problems
  • They have limited or no income
  • They are a U.S citizen
  • They are not in the hospital.

What Can SSI be Spent On?

Parents of disabled people under 18 can use the money for their daily living costs, such as:

  • Food and Housing – including installing wheelchair ramps or stair-lifts.
  • Tutoring – One to one coaching, speech therapy and other therapies to help them learn and communicate.
  • Medical Costs – If Medicaid is not available, SSI can cover co-pays on the child’s insurance. Even with Medicaid, there are exclusions so that it could you can use it for occupational therapy, counseling or alternative therapies.
  • Savings – If there are any funds leftover after daily costs, parents can open savings accounts for their children. Disabled people may have more challenges in finding a job or be limited in the type of work they can do, so a nest egg will help keep them out of poverty in adulthood.

SSI disability is paid to families of disabled children to help them meet extra medical bills and care costs that an illness or disability brings. You can use the allowance for food, housing, education and healthcare and promotes equality and opportunity for all families.